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    Credit Management Associate III

    Lokalisering

    Taguig, NCR (National Capital Region), Filippinene

    Karriere nivå
    Avgangsstudenter | Fagpersoner | Akademikere
    Type jobb, Yrkeskategori
    Heltid
    Pubilseringsdato Id.nr.
    , 366547
    Financial Analysis
    • Conduct a thorough analysis of the financial statements of companies to evaluate their financial health which includes examining income statements, balance sheets, cash flow statements, and other relevant financial data.
    • Recognize potential problematic situations and escalate them to the Team Lead
    Credit Risk Management
    • Collect relevant information about customers, business climate, sector development from public and other sources.
    • Perform manual credit assessments or review & revise the system-generated credit proposals, if needed
    • Collect requests coming from the business and evaluate the need to modify the credit limits previously assigned.
    • Create credit limit applications, take credit decisions, and approve credit limits in the system.
    • Proposal for write-off / bad debts provision
    • Preparation of payment term applications
    • Support business during negotiation on specific payment terms requests from customers and check financial clauses / invoicing requirements.
    • Shipment release/monitoring in the ERP against credit limit block
    Periodic Review and Monitoring
    • Evaluate and analyze changing market conditions that may impact the creditworthiness of specific customers or industries.
    • Foresee potential changes of or impact on credit limits due to economic fluctuations within a country and propose suitable strategies to mitigate risks for the company.
    • Consider other changing conditions that may influence credit risk.
    • KPI reporting and monitoring.
    Compliance and Regulatory Adherence
    • Ensuring compliance with regulatory requirements and internal control procedures
    • More than 3 years of working experience in a Credit Management function, preferably in an international environment
    • Bachelor’s degree in finance, Business Administration, Accounting or similar
    • Excellent English skills in spoken and written form
    • Knowledge of Dun & Bradstreet (D&B) methodology and SAP FSCM is beneficial.
    • Strong capability to analyze financial data and interpret financial statements, knowledge of credit risk, balance sheet analysis, financial exposure, credit research systems and procedures, credit scoring systems, and Microsoft Office Suite.
    • Proven analytical skills and solution-oriented approach.
    • Effective verbal and written communication skills to present evidence from credit analysis and interact with relevant stakeholders.

    Fordeler:

    Professional Development

    We're strong believers in continual training and development for our people. After all, your success is our success.

    Work-life Balance

    Our vacation and leave policies reflect our belief in proper work-life balance.

    Life Insurance

    We offer financial protection or assistance in dealing with adverse circumstances or surviving dependents in the event of the insured's death.

    Medical Coverage

    We offer great HMO benefits with dental coverage to help the employee on difficult times of sickness and emergency.

    Medical Allowance

    We offer a non-taxable monthly medical cash assistance to support the employee's medical needs.

    Medicine Reimbursement

    We offer an annual reimbursement for medicine and optical needs.

    Transportation Allowance

    We offer monthly transportation cash assistance.

    Laundry Allowance

    We offer a non-taxable monthly laundry cash assistance.

    Rice Allowance

    We offer monthly rice allowance

    Vacation Leave

    We offer paid Vacation Leave

    Sick Leave

    We offer paid Sick Leave

    Emergency Leave

    We offer paid Emergency Leave of 3 days based on acceptable exigencies.

    Birthday Leave

    We offer paid Birthday Leave to be availed on the employees'birth month.

    Bereavement Leave

    We offer paid Bereavement Leave of 3 days for the death an immediate family member.

    Birthday Gift

    We offer Birthday Gift for employees to be given during their birth month.

    Maternity Benefit for Female Employees

    We offer reimbursement of hospital bills with maximum amount of Php20,000 for normal delivery and Php30,000 for miscarriage and legal abortion provided that medical procedures are performed.

    At DB Schenker, you are part of a global logistics network that connects the world. A network that allows you to shape your career by encouraging you to contribute and truly make a difference. With more than 76,000 colleagues worldwide, we welcome diversity and thrive on individual backgrounds, perspectives and skills. Together as one team, we are Here to move.
    To be considered for this position you must have valid rights to work and live in Philippines.

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