Find exactly what you are looking for

  • Select your location and language

  • Finance / Controlling

    Credit Management Associate II

    Location

    Taguig, NCR (National Capital Region), Philippines

    Career Level
    Graduates | Professionals | Academic Professionals
    Employment Type, Work Type
    Full Time
    Publishing Date, ID-Nr.
    , 366550
    Financial Analysis
    • Conduct a thorough analysis of the financial statements of companies to evaluate their financial health which includes examining income statements, balance sheets, cash flow statements, and other relevant financial data.
    • Recognize potential problematic situations and escalate them to the Team Lead
    Credit Risk Management
    • Collect relevant information about customers, business climate, sector development from public and other sources.
    • Perform manual credit assessments or review & revise the system-generated credit proposals, if needed
    • Collect requests coming from the business and evaluate the need to modify the credit limits previously assigned.
    • Create credit limit applications, take credit decisions, and approve credit limits in the system.
    • Proposal for write-off / bad debts provision
    • Preparation of payment term applications
    • Support business during negotiation on specific payment terms requests from customers and check financial clauses / invoicing requirements.
    • Shipment release/monitoring in the ERP against credit limit block
    Periodic Review and Monitoring
    • Evaluate and analyze changing market conditions that may impact the creditworthiness of specific customers or industries.
    • Foresee potential changes of or impact on credit limits due to economic fluctuations within a country and propose suitable strategies to mitigate risks for the company.
    • Consider other changing conditions that may influence credit risk.
    • KPI reporting and monitoring.
    Compliance and Regulatory Adherence
    • Ensuring compliance with regulatory requirements and internal control procedures
    • More than 2 years of working experience in a Credit Management function, preferably in an international environment
    • Bachelor’s degree in finance, Business Administration, Accounting or similar
    • Excellent English skills in spoken and written form
    • Knowledge of Dun & Bradstreet (D&B) methodology and SAP FSCM is beneficial.
    • Strong capability to analyze financial data and interpret financial statements, knowledge of credit risk, balance sheet analysis, financial exposure, credit research systems and procedures, credit scoring systems, and Microsoft Office Suite.
    • Proven analytical skills and solution-oriented approach.
    • Effective verbal and written communication skills to present evidence from credit analysis and interact with relevant stakeholders.
    At DB Schenker, you are part of a global logistics network that connects the world. A network that allows you to shape your career by encouraging you to contribute and truly make a difference. With more than 76,000 colleagues worldwide, we welcome diversity and thrive on individual backgrounds, perspectives and skills. Together as one team, we are Here to move.

    Consent to use Cookies and collect data

    We use cookies in order to optimize our website and continually improve it. For this we use amongst others Adobe Analytics. By continuing to use this site, you are agreeing to our use of cookies. You can find further information on cookies and how to opt out in our privacy policy.

  • Cookies and tracking scripts

    We want to give you the opportunity to make an informed decision for or against the use of cookies, which are not mandatory for the technical functions of the website. Cookies are small text files in which personal data can be stored.

    Our privacy policy is intended to ensure that you are fully aware of the collection and processing of data, including through the use of cookies through our sites, and that you can make a decision that is appropriately informed. However you can change your cookie settings at any time.

    Please find further information within our data privacy policy.